Wise men say that the most important thing you have in life is your health. That's why it's so shocking that Australian Prudential Regulation Authority data shows only 47 per cent of Australians have health insurance policies that cover general hospital treatment.
Every day Australians are exposed and as an employer you have an opportunity to improve their lives (and work productivity) by offering corporate health insurance. Should you go with a corporate health insurance broker to select your plan?
Expert advice and education
The benefits of going with a corporate health insurance broker are numerous but the expert advice and education offered as part of the service has to be the most compelling. That's because when it comes to corporate health insurance it can be tough to know what's best for your business.
A professional corporate health insurance broker will get to know your organisation so that they understand its unique needs. From there they'll advise you on what's most suitable, and even educate you and your employees on how exactly the insurance products you've chosen work and how to use them.
A tailor-made plan
Your business and employees won't remain the same year in and year out so neither should your corporate health insurance plan.
Every business is different and each employee is unique, which makes choosing the perfect corporate health insurance plan extremely difficult. In an ideal world, your plan won't stretch your budget, it'll comprise of cover that your employees want, and it will be extremely easy to use.
It may be difficult to fit a plan to your organisation's unique needs if you deal directly with a health fund, but the opposite is true if you go with a corporate health insurance broker. Their purpose is to use expertise and experience to customise a health plan so that it fits your needs to a tee.
That way you can be sure you're getting value for money and that your employees truly appreciate what you're offering.
Ongoing support and assistance
Your business and employees won't remain the same year in and year out so neither should your corporate health insurance plan. We can't speak for other brokers, but here at HICA we acknowledge that fact and provide ongoing support should your plan ever need to be updated to suit your changing needs.
That way, you can make sure your insurance is always perfectly suitable and that your employees are able to make the most of it at all times. Get in touch with an expert advisor here at HICA to find out more about what we can do for you.