If you're considering travelling overseas without travel insurance anytime soon – then these huge payouts might make you reconsider.
In December last year, Medibank released figures for its top ten largest travel claims in 2012, which totaled to a combined payout of $1,077,515.
Nearly half of that amount ($469,000) was paid on behalf of a traveller who suffered a "potentially fatal" kidney disease while in the United States.
Medibank paid for the overseas medical expenses and the cost to return the whole family back to Australia.
Medibank Group executive for private health insurance Laz Cotsios said that half of their top ten travel insurance claims were for injury while the other half were for illness.
"While these figures unfortunately represent misfortune and hospital stays for our policy holder they do illustrate the importance of having insurance for travel of any kind," Mr Cotsios said.
The second biggest claim was for $152,500, when a traveller fractured their pelvis and back, as well as sustained a head injury in an accident in Peru.
The next claims were for meningoencephalitis in United Arab Emirates ($106,000), a fractured leg in Fiji ($75,000) and a respiratory bacterial infection in Monaco ($74,500) to round out the top five biggest travel claims.
"Interestingly, the top ten claims were spread over a broad age range, evidence that you never know what sort of health emergency you could have while travelling. And as these claims demonstrate, care and treatment can be very expensive," Mr Cotsios said.
These claims included costs for a number of things including hospital accommodation, surgery and emergency medical evacuations to Australia.
"Luckily, these people all had travel insurance which reduced the financial burden of these costly procedures and enabled the patients to focus on getting home and getting better."
Comprehensive travel insurance isn't only helpful with getting medical aid for illness and injury, it can also be of assistance when you have items stolen, lost or damaged, or if your flights are delayed due to severe weather.
So don't put travel cover on the backburner – make sure to get it done as soon as you can!
Having appropriate travel insurance will help you to travel overseas with peace of mind, knowing that you won't be returning back home with a hospital bill worth thousands.