If there's a time of year to consider getting private health insurance, it may be summer, with the soaring temperatures causing a potential risk to our health and wellbeing.
Red Cross emergency services coordinator John Richardson said that extreme heat can 'pose a real threat' especially to children, people with medical conditions and the elderly.
Research has found that extreme heat events have taken more lives than any other natural hazard in Australia.
"Being prepared is not simply a case of having an air conditioner or fan. People need to think about what they would do if the power goes out, plan ahead to avoid being outside in the middle of the day and consider how they would help family, friends or neighbours," said Mr Richardson.
"Now is the time to get prepared. With 40 plus temperatures experienced across Australia already in recent weeks it looks like we are in for a long hot summer."
There are some steps that you and your family can take to ensure you 'beat the heat' this summer, with the Red Cross advising people to drink frequently, recognise and act on the signs of heat stress, stay cool, keep out of the heat and get help for yourself and others when needed.
Consider setting you and your loved ones up with family health insurance this summer, to ensure you get the treatment and care you need.