If you are planning on getting plastic surgery, there are a few things you need to consider before booking a procedure.
First, if you are thinking about having a non-surgical cosmetic procedure or cosmetic surgery, you should be aware that Medicare benefits do not apply to such treatments. Most private health insurance policies will not cover certain aspects of cosmetic procedures, such as hospital costs.
So, it definitely pays to consult with your private health insurance provider before going ahead with cosmetic surgery.
If you haven't organised an insurance plan yet, contact HICA today. We can answer any questions you might have about plastic surgery and health insurance, and help you find the plan that best suits your needs.
Plastic surgery that is not being undergone for purely cosmetic reasons may or may not be covered by your private health insurance plan, depending on any exclusions or restrictions it might contain.
Procedures that are commonly excluded or restricted under insurance policies include surgery on burns, congenital abnormalities, traumatic injuries, as well as the removal or cancers or tumours and scar repair.
You never know when you might require certain medical treatments and services, so it pays to be prepared and make sure you are covered for every eventuality.