This is the time of the year that many people decide to lock in their holiday plans, with some heading to the island paradise of Fiji and others to the winter wonderland of Canada.
Just as having private health insurance helps you to have some sense of control of your health and treatment options, a travel insurance plan can also aid in granting some control in sticky situations overseas.
If you were to have an accident overseas and required medical care and attention, this could cost you hundreds and even thousands of dollars – that is, without travel insurance.
If you set you and your family up with travel cover before you leave, you can help to take control of any unexpected situation.
Smartraveller, the government's travel initiative, says it handles over 20,000 cases involving Australians in difficulty overseas – including 1,400 hospitalisations, 1,000 deaths and 30 evacuations to other locations for medical reasons.
You can save up to 30 per cent on comprehensive travel insurance cover through HICA, so whether you are a seasoned traveller, holidaymaker aged over 70 or family heading out on an overseas getaway, ensure you make travel cover a priority.