Are you planning on a different kind of holiday this year? Out of Australia's 12.9 million holidaymakers, 2.7 per cent of them said they engage in some sort of extreme sport while vacationing, according to new Roy Morgan research.
While it sounds like a small amount, it means 348,300 Australians will be water-skiing, bungee-jumping, white-water rafting, rock-climbing or taking part in any number of other high-risk activities and sports.
It's absolutely essential to seek comprehensive travel insurance advice before taking off on an extreme adventure.
And why not: extreme sports offer something completely different to the status quo. As author and poet Alfred Alvarez romanticised:
"Consider a climber poised on minute holds on a steep cliff. The smallness of the holds, the steepness of the angle, all this adds to his pleasure, provided he is in complete control."
However, it's absolutely essential to seek comprehensive travel insurance advice before taking off on an extreme adventure. When holidaymakers lose control, they could very easily require medical assistance – assistance for which they may not be completely covered.
With the majority of Australian thrill-seekers going abroad for their adrenaline rush and out of Medicare's remit, they need to be sure their level of insurance matches their risks abroad.
Top destinations for Australian thrill-seekers
Roy Morgan's survey found that the number-one destination for Australian adventurers was Latin America. A huge 28.5 per cent of Aussies who went to the region (which includes South and Central America) took part in an extreme activity of some kind.
Second on the list was Canada, with 14 per cent of Australians satisfying their need for an adrenaline rush, while the South Pacific region took third place (9 per cent).
Wherever you plan to travel, be sure you know your itinerary. An impromptu extreme sport that isn't covered by your insurer could cost you tens of thousands of dollars should you have an accident.
Comparing travel insurance policies is a savvy way to save up to 30 per cent on the overall cost.
Saving money on travel insurance
The best reason to seek travel insurance advice before going on holiday is to ensure you're not left with any expensive medical bills or out-of-pocket travel expenses for unforeseen circumstances – but it can also save you money.
Many travel insurers will require you to pay an increased premium for extreme activities. Comparing travel insurance policies is a savvy way to save up to 30 per cent on the overall cost.
That's what we do at HICA. We are independent travel and health insurance experts, meaning we can impartially scour the market and find a level of cover that is right for you. Planning to go adventuring this year? Give us a call on 1300 44 22 01.